--- title: "Abendrot Foundation updates regulations on benefits; continued insurance after leaving at age 58" sdDatePublished: "2026-08-04T13:39:00Z" source: "https://www.abendrot.ch/fileadmin/editors/dokumente/reglemente/Abendrot_-_Regulations_on_benefits_2026.08.01.pdf" topics: - name: "insurance" identifier: "medtop:20000279" locations: - "Basel-Stadt" - "Switzerland" - "Liechtenstein" - "Iceland" - "Norway" --- Abendrot Foundation updates regulations on benefits; continued insurance after leaving at age 58 Regulations on benefits Status: 01/08/2026 Page 2/29 Content Definitions ............................................................................................................................ 5 1. General provisions ....................................................................................................... 5 Art. 1 Name and purpose................................................................................................................................. 5 Art. 2 Scope of the regulations ........................................................................................................................ 6 Art. 3 Affiliation contract and employers .......................................................................................................... 6 2. Enrolment and insurance cover .................................................................................. 6 Art. 4 Insured persons ..................................................................................................................................... 6 Art. 5 Beginning and end of insurance ............................................................................................................. 6 Art. 5a Continuation of insurance upon leaving the Abendrot Foundation after the age of 58 (notice of termina- tion by employer) ................................................................................................................................................. 6 Art. 6 Health check upon enrolment ................................................................................................................ 7 Art. 7 Health proviso and breach of obligation to notify ................................................................................... 8 Art. 8 Health proviso in the event of amendments to the pension plan or salary increases ............................. 8 3. Applicable and pensionable salary ............................................................................. 9 Art. 9 Applicable salary .................................................................................................................................... 9 Art. 10 Temporary reduction of applicable salary .............................................................................................. 9 Art. 11 Pensionable salary ................................................................................................................................. 9 Art. 12 Applicable salary for partial incapacity for work and partial disability ..................................................... 9 Art. 13 Applicable salary for part-time employees ........................................................................................... 10 Art. 14 Continued insurance for salary reductions ........................................................................................... 10 Art. 15 Pensionable income of self-employed persons .................................................................................... 10 Art. 16 Benefit statement ................................................................................................................................. 10 4. Pension benefits..........................................................................................................11 4.1 General ................................................................................................................................................ 11 Art. 17 Benefits ................................................................................................................................................ 11 Art. 18 Benefit categories ................................................................................................................................ 11 4.2 Retirement benefits ..................................................................................................................................... 11 Art. 19 Retirement benefits .............................................................................................................................. 11 Art. 20 Amount of retirement pension .............................................................................................................. 11 Art. 21 Child's pension ..................................................................................................................................... 12 Art. 22 Early retirement .................................................................................................................................... 12 Art. 22a OASI bridging pension ......................................................................................................................... 12 Art. 23 Semi-retirement ................................................................................................................................... 13 Art. 24 Purchase to eliminate benefit reductions ............................................................................................. 13 Art. 25 Continued insurance past regulatory retirement age ........................................................................... 13 Art. 26 Lump-sum withdrawal .......................................................................................................................... 14 4.3 Survivors' benefits ....................................................................................................................................... 14 Art. 27 Conditions ............................................................................................................................................ 14 Art. 28 Spouses and registered partnerships................................................................................................... 14 Page 3/29 Art. 29 Unmarried life partner .......................................................................................................................... 14 Art. 30 Amount of the surviving partner's pension ........................................................................................... 15 Art. 31 Pension reduction ................................................................................................................................ 15 Art. 32 Childcare pension ................................................................................................................................ 15 Art. 33 Pension for divorced spouse ................................................................................................................ 15 Art. 34 End of surviving partner's pension ....................................................................................................... 15 Art. 35 Lump-sum death benefit ...................................................................................................................... 16 Art. 36 Beneficiaries to lump-sum death benefit .............................................................................................. 16 Art. 37 Additional lump-sum death benefit ....................................................................................................... 17 Art. 38 Orphan's pension ................................................................................................................................. 17 Art. 39 Eligibility for orphan's pension .............................................................................................................. 17 Art. 40 Amount of orphan's pension................................................................................................................. 17 Art. 41 End of claim to an orphan's pension .................................................................................................... 17 4.4. Disability benefits ....................................................................................................................................... 17 Art. 42 Conditions ............................................................................................................................................ 17 Art. 43 Amount of disability pension ................................................................................................................ 18 Art. 44 Beginning of benefits............................................................................................................................ 18 Art. 44a Temporary discontinuation of pension payments ................................................................................ 18 Art. 45 Duration of disability pension ............................................................................................................... 18 Art. 46 Disabled person's child's pension ........................................................................................................ 19 Art. 47 Duration of disabled person's child's pension ...................................................................................... 19 5. Common provisions applying to benefits .................................................................19 Art. 48 Payment of benefits ............................................................................................................................. 19 Art. 49 Eligible recipients of benefits and place of performance ...................................................................... 19 Art. 50 Adjustment of pensions to Inflation ...................................................................................................... 19 Art. 51 Proof of entitlement .............................................................................................................................. 20 Art. 52 Advance withdrawal or pledging of benefits to finance residential property, assignment and set-off ... 20 Art. 53 Excess compensation and coordination with other insurance benefits ................................................ 20 Art. 54 Reduction of benefits ........................................................................................................................... 21 Art. 55 Subrogation and recourse .................................................................................................................... 21 Art. 56 Repayment of benefits wrongfully received .......................................................................................... 21 6. Division of pension assets during divorce ................................................................22 Art. 57 Principles ............................................................................................................................................. 22 Art. 58 Active insured persons ......................................................................................................................... 22 Art. 59 Disability before regulatory retirement age ........................................................................................... 22 Art. 60 Recipients of retirement pensions and disabled persons after regulatory retirement age .................... 23 Art. 61 Pension from division of retirement assets ........................................................................................... 23 7. Financing .....................................................................................................................24 Art. 62 Pension costs ....................................................................................................................................... 24 Art. 63 Savings contributions ........................................................................................................................... 2