Bank reports H1 2026 results at 30 June 2026; venture capital investments up >100%

Key figures as at 30 June 2026 (EUR million)

  1. New business H1 2026 H1 2025 % change New business 1) 5,766.5 5,269.8 9.4 thereof special promotional loans 4,209.9 2,780.4 51.4 thereof prolongations and interest rate adjustments special promotional loans 466.2 620.5 -24.9 thereof venture capital investments 35.3 3.8

100 thereof other special promotional loans 1,055.1 1,865.1 -43.4 Funding Medium and long-term funding 8,000.2 6,477.1 23.5 of which: Euro Medium Term Notes (EMTN) 6,086.3 4,792.4 27.0 Global bonds 1,289.3 1,332.9 -3.3 AUD MTN 574.5 291.8 96.9 Domestic capital market instruments 50.0 60.0 -16.7

  1. Balance sheet 30 June 2026 30 June 2025 Total assets 91,940.6 91,913.5 0.0 Loans and advances to banks 59,078.7 58,740.2 0.6 Loans and advances to customers 6,798.6 7,024.8 -3.2 Bonds and other fixed-income securities 20,667.5 18,962.7 9.0 Securitised liabilities 82,008.8 81,753.5 0.3 Equity (incl. Fund for general banking risk) reported on the balance sheet (EUR billion) 5.0 4.9 2.0
  2. Income statement H1 2026 H1 2025 Net interest income 120.2 122.4 -1.8 Administrative expenses 72.1 66.3 8.7 49.2 57.9 -15.0 46.7 57.9 -19.3 Cost-income ratio (in %) 48.3 45.1 3.2 % points
  3. Capital ratio and Leverage ratio 30 June 2026 31 December 2025 Total capital ratio (in %) 30.7 32.6 -1.9 % points CET 1 capital ratio (in %) 30.7 32.6 -1.9 % points Leverage ratio (in %) 10.8 11.5 -0.7 % points Figures and percentages may not add up to the total provided due to rounding. loan loss provisions and valuation effects Operating profit before Interim net income
  1. To provide a clearer representation of the core promotional activities, the definition of new business has been changed. Prior-year figures have been adjusted for improved comparability.