PostFinance strengthens customer trust

Customer trust strengthens PostFinance | PostFinance

Private customers Overview Paying and saving Overview Banking packages Accounts Debit and credit cards E-banking and apps Mobile payment Domestic payments International payments Currency

foreign exchange Quick access Become a customer Consultation for private customers Tools and calculators SmartPoints bonus programme Financing Overview Mortgages Personal loan Quick access Mortgage consultation Mortgage interest rates Mortgage calculator Investing Overview Investment options Investment options Funds ETFs Equities Crypto Structured products Medium-term notes Fixed-term deposits Investment solutions Investment solutions Saving plan Asset management Online trading Investment knowledge Investment knowledge First steps Investing blog PostFinance market view Investment business and sustainability Quick access Consultation on investments Stock market prices Investment tools and calculator Retirement planning Overview Retirement savings account 3a Retirement funds Life insurance Vested benefits account 2nd pillar Quick access Retirement advice Retirement planning advice Retirement planning facts Tools and calculator for all retirement planning matters Insure Overview Life insurance Health insurance

Paying and saving Overview Banking packages Accounts Debit and credit cards E-banking and apps Mobile payment Domestic payments International payments Currency

foreign exchange Quick access Become a customer Consultation for private customers Tools and calculators SmartPoints bonus programme

Quick access Become a customer Consultation for private customers Tools and calculators SmartPoints bonus programme

Financing Overview Mortgages Personal loan Quick access Mortgage consultation Mortgage interest rates Mortgage calculator

Quick access Mortgage consultation Mortgage interest rates Mortgage calculator

Investing Overview Investment options Investment options Funds ETFs Equities Crypto Structured products Medium-term notes Fixed-term deposits Investment solutions Investment solutions Saving plan Asset management Online trading Investment knowledge Investment knowledge First steps Investing blog PostFinance market view Investment business and sustainability Quick access Consultation on investments Stock market prices Investment tools and calculator

Investment options Investment options Funds ETFs Equities Crypto Structured products Medium-term notes Fixed-term deposits

Investment solutions Investment solutions Saving plan Asset management Online trading

Investment knowledge Investment knowledge First steps Investing blog PostFinance market view Investment business and sustainability

Quick access Consultation on investments Stock market prices Investment tools and calculator

Retirement planning Overview Retirement savings account 3a Retirement funds Life insurance Vested benefits account 2nd pillar Quick access Retirement advice Retirement planning advice Retirement planning facts Tools and calculator for all retirement planning matters

Vested benefits account 2nd pillar

Quick access Retirement advice Retirement planning advice Retirement planning facts Tools and calculator for all retirement planning matters

Tools and calculator for all retirement planning matters

Insure Overview Life insurance Health insurance

Business customers Overview Company type Overview Company founders and startups SMEs Major corporations Merchants Public-sector entities NPOs Associations Financial institutions Partners Quick access Become a business customer Advice for business customers Products and solutions Overview Payment transactions Payment transactions Accounts Cards Make payments Receive payments E-banking, apps and technical channels Currency

foreign exchange Liquidity Liquidity Manage liquidity Invest liquidity Invoices Invoices Send invoices Receive invoices QR-bill Digitize debt collection Payment collection Payment collection Payment collection with PostFinance Checkout in your online shop Payment collection in store PostFinance payment method Insurance Insurance Insurance company founders Financing Financing Corporate financing Bridge temporary shortfalls Quick access Become a business customer Current information Advice for business customers Business knowledge Overview News Whitepapers Quick access Business blog Advice for business customers

Company type Overview Company founders and startups SMEs Major corporations Merchants Public-sector entities NPOs Associations Financial institutions Partners Quick access Become a business customer Advice for business customers

Quick access Become a business customer Advice for business customers

Products and solutions Overview Payment transactions Payment transactions Accounts Cards Make payments Receive payments E-banking, apps and technical channels Currency

Payment transactions Payment transactions Accounts Cards Make payments Receive payments E-banking, apps and technical channels Currency

E-banking, apps and technical channels

Liquidity Liquidity Manage liquidity Invest liquidity

Invoices Invoices Send invoices Receive invoices QR-bill Digitize debt collection

Payment collection Payment collection Payment collection with PostFinance Checkout in your online shop Payment collection in store PostFinance payment method

Checkout in your online shop

Insurance Insurance Insurance company founders

Financing Financing Corporate financing Bridge temporary shortfalls

Quick access Become a business customer Current information Advice for business customers

Business knowledge Overview News Whitepapers Quick access Business blog Advice for business customers

Quick access Business blog Advice for business customers

About us and jobs Overview Company Overview Strategy and goals PostFinance’s history Organization Investor relations Innovation and investments Media Overview Press releases and news Facts and figures Downloads Sustainability Overview Measures for sustainability Memberships and partnerships Sustainability governance Sustainability strategy Quick access CO2 calculator Investment business and sustainability Commitment Overview Sport Society Culture Education Economy Working at PostFinance Overview Your career opportunities Start your career – during or after your studies The launchpad for your career Quick access People & Purpose-Blog Our application process Our employment conditions Our culture

Company Overview Strategy and goals PostFinance’s history Organization Investor relations Innovation and investments

Media Overview Press releases and news Facts and figures Downloads

Sustainability Overview Measures for sustainability Memberships and partnerships Sustainability governance Sustainability strategy Quick access CO2 calculator Investment business and sustainability

Quick access CO2 calculator Investment business and sustainability

Commitment Overview Sport Society Culture Education Economy

Working at PostFinance Overview Your career opportunities Start your career – during or after your studies The launchpad for your career Quick access People & Purpose-Blog Our application process Our employment conditions Our culture

Start your career – during or after your studies

The launchpad for your career

Quick access People & Purpose-Blog Our application process Our employment conditions Our culture

Strategy and goals PostFinance’s history Organization Investor relations Innovation and investments

Press releases and news Facts and figures Downloads

Measures for sustainability Memberships and partnerships Sustainability governance Sustainability strategy

Sport Society Culture Education Economy

Your career opportunities Start your career – during or after your studies The launchpad for your career

In the first six months of 2026, PostFinance generated profit as per the accounting rules for banks of 103 million francs. Despite difficult ongoing economic conditions, volatile markets and structural challenges in the continuing zero interest rate environment, PostFinance further increased its operating earning power. Customer assets rose by 3.7 billion francs to 117.5 billion francs, Growth in non-interest investment products was particularly encouraging, with volumes increasing by 2.1 billion francs. Consistent customer centricity, diversification of income and strict cost discipline are strengthening PostFinance’s resilience.

The key points at a glance

Profit of 103 million francs in the first six months of 2026

Customer assets rise to 117.5 billion francs (up CHF 3.7 bn since the end of 2025)

Non-interest-related customer assets grow by 9 percent to 25.3 billion francs

Inflow of new money into investment products doubles to 0.5 billion francs

Higher income from non-interest-related business contributes to diversification of the earnings base

Operating expenses fall by 11 million francs

Zero interest rate environment and growing regulatory requirements remain challenging

PostFinance bolsters Swiss Post’s overall result, which is higher than the prior-year period in an environment that remains challenging

As Switzerland’s leading provider of payment transactions, PostFinance is consistently developing its business model in line with changing customer needs. The positive performance in the first half of the year shows that the strategy is working: customer assets are growing, use of investment and retirement planning solutions is on the rise, and the diversification of the earnings base is progressing well.

“Our customers’ trust is our greatest asset. Whether in e-asset management for retirement planning, fractional trading or payment transactions: growing customer assets and high rates of use of our services show that we’re increasingly better at understanding the needs of our customers and translating them into concrete solutions. It means we’re making significant progress in implementing our strategy and gradually strengthening PostFinance’s resilience,” says PostFinance CEO Beat Röthlisberger.

Customer trust and investment business continue to grow

Customer assets rose by 3.7 billion francs to 117.5 billion francs compared to the end of 2025. Investment business performance was particularly dynamic, with non-interest-related customer assets rising by 2.1 billion francs to 25.3 billion francs. Inflows of new money doubled year-on-year to 0.5 billion francs. Digital investment solutions such as e-asset management, winner of an award from business magazine “Bilanz”, e-trading and retirement planning services were used more extensively by customers.

The interest differential business remains the most important source of income for PostFinance. Net interest income in the first half of the year was 285 million francs, down 34 million francs year-on-year. In the previous year, a one-off changeover effect amounting to 37 million francs contributed to this result. Adjusted for this effect, net interest income saw a slight increase. At the same time, PostFinance increased its income from non-interest-related business. Overall, commission business and services and trading portfolio assets were up 7 million francs year-on-year. Growth was driven in particular by the investment business, e-trading and more extensive use of the PostFinance Debit Card.

Cost discipline contributes to solid result

Operating expenses were reduced by 11 million francs year-on-year, indicating that ongoing organizational development and th