--- title: "SPES Project at ECDN 2026 Annual Conference, Strasbourg; SPES Risk Index flags early financial vulnerability" sdDatePublished: "2026-08-27T11:49:00Z" source: "https://epale.ec.europa.eu/en/resource-centre/content/spes-project-ecdn-2026-annual-conference" topics: - name: "education" identifier: "medtop:05000000" locations: - "Perugia" - "Strasbourg" --- SPES Project at ECDN 2026 Annual Conference, Strasbourg; SPES Risk Index flags early financial vulnerability The SPES Project at the ECDN 2026 Annual Conference - EPALE - Europ... The SPES Project at the ECDN 2026 Annual Conference SPES project presented in Strasbourg The collaboration between the Bar Association and ECDN in tackling over-indebtedness continues even after the end of the project activities. On 14 April, the Perugia Bar Association took part in the Annual Conference of the European Consumer Debt Network (ECDN), hosted at the European Parliament in Strasbourg and this year dedicated to gambling as a social problem and its impact on the risk of over-indebtedness. On that occasion, the work carried out by the Project Partners under the SPES Project (Support for Preventing Exclusion from Social life caused by over-indebtedness) was presented. The resulting article, published in issue 21 2026 of the Money Matters magazine, describes in particular the SPES Risk Index: a tool designed to help frontline operators recognise early signs of financial vulnerability — including those linked to gambling — before the situation becomes difficult to manage. Attached you will find the article, in issue no. 21 From oral tradition to digital booklet: Resilient Threads preserves Romani cultural heritage From Mobility to Everyday Support: How Adult Education Can Empower Parents and Caregivers of Children with Special Needs Free Erasmus+ online course: non-verbal methods for inclusion and group cohesion Login or Sign up to join the conversation. Click the arrow: use the arrow to expand or collapse the this section. When collapsed this section will be hidden from view, allowing you to focus on other parts of the page. Click again to reveal the content. Want to add a resource ? Don't hesitate to do so! Click the link below and start posting a new resource! Contribute Blog Insights and ideas from EPALE members News The latest developments in Adult Learning Events Upcoming events and activities in Europe Themes Find resources related to specific themes Get Involved Be part of the Adult Learning Community Collaborate Erasmus+ for Adult Education Discover the Erasmus+ opportunities for adult education Partner Search Find partners for national and EU projects Groups Join groups cooperating on specific topics Community of European VET practitioners Stay in touch with a vibrant Vocational Education and Training Community Discussions Share your ideas and exchange good practices Organisations Search for Organisations from across Europe Learn Resource Centre Examples of best practice in Adult Learning Course Catalogue Training and certification opportunities for Adult Learning Professionals Resource KIT A collection of tools and best practices from the EPALE community Newscasts Tune in to explore the latest news in adult learning and education Podcasts Listen to our EPALE podcast series and expand your knowledge MyCommunity Most Popular Content Explore the most popular content on EPALE Must-Reads Wondering what you should be reading this quarter? Community Stories Inspirational stories from the Community Hall Of Fame Meet the best contributors on EPALE Earn your EPALE Badge Get involved in the community and earn your EPALE Badge About Why EPALE? What is EPALE and how can it benefit me? EPALE in your Country Who is involved in EPALE in my country? EPALE Stakeholders Who are the national and EU stakeholders? Help & FAQ Support and answers to your questions on EPALE EU Policy Discover the EU's strategies for Adult Learning